CZFS

Citizens Financial Services Inc. Common Stock
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$312.08M
P/E Ratio
7.92
EPS
$8.20
Beta
0.41
52W High
$69.58
52W Low
$48.79
50-Day MA
$62.99
200-Day MA
$60.00
Dividend Yield
0.00%
Profit Margin
33.30%
Forward P/E
9.27
PEG Ratio
0.00

About Citizens Financial Services Inc. Common Stock

Citizens Financial Services, Inc. is the banking holding company of First Citizens Community Bank that offers a variety of banking products and services for individual, business, government and institutional clients. The company is headquartered in Mansfield, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$109.97M
Gross Profit (TTM)$109.97M
EBITDA
Operating Margin46.90%
Return on Equity11.50%
Return on Assets1.20%
Revenue/Share (TTM)$22.92
Book Value$70.32
Price-to-Book0.91
Price-to-Sales (TTM)2.84
EV/Revenue4.414
EV/EBITDA
Quarterly Earnings Growth (YoY)31.30%
Quarterly Revenue Growth (YoY)9.70%
Shares Outstanding$4.80M
Float$4.50M
% Insiders6.32%
% Institutions29.14%

Historical Volatility

HV 10-Day
50.36%
HV 20-Day
43.52%
HV 30-Day
39.98%
HV 60-Day
35.38%
HV Rank
73.0%

Volatility is currently expanding

Analyst Ratings

Consensus ($69.00 target)
1
Buy
Data last updated: 4/30/2026