CZNC

Citizens & Northern Corp
NASDAQFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$423.58M
P/E Ratio
15.87
EPS
$1.49
Beta
0.49
52W High
$24.12
52W Low
$17.27
50-Day MA
$22.76
200-Day MA
$20.84
Dividend Yield
4.82%
Profit Margin
20.10%
Forward P/E
11.19
PEG Ratio
1.21

About Citizens & Northern Corp

Citizens & Northern Corporation is the banking holding company for Citizens & Northern Bank providing a range of banking and mortgage services to individual and corporate clients in northern central Pennsylvania and southern New York. The company is headquartered in Wellsboro, Pennsylvania.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$116.63M
Gross Profit (TTM)$116.63M
EBITDA
Operating Margin34.50%
Return on Equity7.59%
Return on Assets0.82%
Revenue/Share (TTM)$7.31
Book Value$19.17
Price-to-Book1.22
Price-to-Sales (TTM)3.63
EV/Revenue4.999
EV/EBITDA
Quarterly Earnings Growth (YoY)-52.60%
Quarterly Revenue Growth (YoY)24.50%
Shares Outstanding$17.91M
Float$17.01M
% Insiders4.14%
% Institutions31.16%

Historical Volatility

HV 10-Day
24.97%
HV 20-Day
21.68%
HV 30-Day
20.47%
HV 60-Day
21.63%
HV Rank
21.8%

Volatility is currently expanding

Analyst Ratings

Consensus ($25.00 target)
2
Hold
Data last updated: 4/29/2026