UCB

United Community Banks, Inc.
NYSEFINANCIAL SERVICESBANKS - REGIONAL

Key Statistics

Market Cap
$4.00B
P/E Ratio
12.39
EPS
$2.70
Beta
0.84
52W High
$36.47
52W Low
$22.32
50-Day MA
$32.80
200-Day MA
$31.68
Dividend Yield
3.02%
Profit Margin
32.40%
Forward P/E
13.21
PEG Ratio
1.67

About United Community Banks, Inc.

United Community Banks, Inc. (UCB) is a leading regional bank based in Blairsville, Georgia, focusing on delivering a comprehensive range of financial services to both individual and business clients across the Southeastern United States. With a strong emphasis on community-oriented banking, UCB excels in commercial and retail banking, mortgage services, and wealth management solutions, supported by a track record of strategic acquisitions that drive consistent growth. The bank's solid financial performance, effective risk management, and commitment to exceptional customer service reinforce its competitive edge and establish it as a trusted partner in the financial sector.

Official WebsiteUSAFY End: December

Fundamentals

Revenue (TTM)$1.01B
Gross Profit (TTM)$1.01B
EBITDA
Operating Margin45.80%
Return on Equity9.28%
Return on Assets1.18%
Revenue/Share (TTM)$8.36
Book Value$30.17
Price-to-Book1.06
Price-to-Sales (TTM)3.95
EV/Revenue3.83
EV/EBITDA
Quarterly Earnings Growth (YoY)15.80%
Quarterly Revenue Growth (YoY)10.50%
Shares Outstanding$119.68M
Float$118.78M
% Insiders0.43%
% Institutions88.58%

Historical Volatility

HV 10-Day
19.35%
HV 20-Day
17.01%
HV 30-Day
28.38%
HV 60-Day
27.91%
HV Rank
64.3%

Volatility is currently contracting

Analyst Ratings

Consensus ($37.33 target)
2
Buy
5
Hold
Data last updated: 4/9/2026